Privacy Policy

1) Who we are

Budglow is a personal finance app that helps you track income and expenses and set budgets. The app is operated by [Your Company / Individual Name], [Address, City, Country] (“we”, “us”).

You can reach us at budglow@proton.me.

2) Information we collect

2.1 Data you enter

• Transaction details (amount, date, category/subcategory, notes).
• Budget goals (name, period, target amount, optional category/subcategory).
• Currency preferences.

2.2 Device & usage data

• Pseudonymous device ID (e.g., a randomly generated phoneId) used to associate your data to your device without creating an account.
• Basic technical data sent automatically by your device (e.g., IP address & request metadata in server logs for security and debugging).

2.3 Advertising data (AdMob)

If ads are shown, Google AdMob may collect device identifiers and other signals to provide and measure ads. See Google’s Advertising Policy.

2.4 Blog content

We host a money-tips blog accessible in the app. Reading blog articles does not require an account. The blog may load images from our server.

3) How we use information

• To provide core app features (tracking, budgets, summaries).
• To sync and store your entries on our server so you can keep them over time and across reinstalls.
• To show contextual or interest-based ads (if enabled) and measure their performance.
• To maintain security, prevent abuse, and debug performance issues.
• To communicate important changes to features or this policy.

We do not sell your personal information.

4) Legal bases (EEA/UK)

• Performance of a contract: providing the app’s core functionality you requested.
• Legitimate interests: securing our services, preventing fraud, improving reliability.
• Consent: for personalized advertising (where required by law). You can withdraw consent via your device’s ad settings.
• Legal obligation: complying with applicable laws and requests from competent authorities.

5) Sharing & third parties

We share data only when necessary:

• Service providers (hosting, error logging, analytics of server health) under confidentiality obligations.
• Advertising partners (AdMob by Google) when ads are displayed.
• Legal reasons when required by law, regulation, or to protect our rights and users.

6) Advertising (AdMob)

Budglow may show banner ads. AdMob may collect device identifiers and use cookies or similar technologies to deliver, limit, and measure ads and to detect fraud.

• Google Privacy Policy: policies.google.com/privacy
• Ads & personalization controls: adssettings.google.com

You can also limit ad tracking from your device settings (e.g., “Limit Ad Tracking” on iOS, “Delete/Reset advertising ID” on Android).

7) Data retention

• Transactions & budgets: kept until you delete them or request deletion.
• Server logs: typically retained for a short period (e.g., 30–90 days) for security and diagnostics.

We may retain limited information if required by law or for resolving disputes/enforcing agreements.

8) Security

We use reasonable technical and organizational measures (access controls, encryption in transit, hardened infrastructure). However, no method of transmission or storage is 100% secure.

9) Your rights

Depending on your location, you may have the right to access, correct, delete, or export your data, object to certain processing, or withdraw consent.

To exercise rights, contact us at budglow@proton.me. We may need to verify your request (e.g., by device ID).

10) Children’s privacy

Budglow is not directed to children under the age where parental consent is required by local law (e.g., 13/16). We do not knowingly collect personal information from children. If you believe a child has provided us data, contact us and we will delete it.

11) International transfers

Your information may be processed on servers located outside your country. Where required, we use appropriate safeguards such as standard contractual clauses.

12) Changes to this policy

We may update this policy from time to time. Material changes will be highlighted in the app or on this page. Continued use of Budglow after changes means you accept the updated policy.

13) Contact us